- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.00% (HIGH) by December 31, 2026?48¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.90% (LOW) by December 31, 2026?13¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.70% (LOW) by December 31, 2026?7¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.75% (HIGH) by December 31, 2026?83¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.50% (LOW) by December 31, 2026?4¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.50% (LOW) by December 31, 2026?57¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.25% (LOW) by December 31, 2026?26¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.00% (LOW) by December 31, 2026?18¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.50% (HIGH) by December 31, 2026?11¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.25% (HIGH) by December 31, 2026?27¢
This market will resolve to "Yes" if, for any week ending on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or above the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No." The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms. This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or greater than the listed price, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time. Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
Current 30-year fixed mortgage rates stand at 6.71% as of the September 3, 2026 Freddie Mac survey, up five basis points from the prior week and at a 13-month high. This level reflects the close link between mortgage pricing and the 10-year Treasury yield, which has climbed amid sticky inflation above the Fed’s 2% target and supply shocks tied to energy prices. The Federal Open Market Committee held the federal funds rate steady at 3.50–3.75% in July, with three regional presidents dissenting in favor of a hike, signaling tighter policy expectations that have lifted longer-term yields and mortgage spreads. Trader sentiment in related markets prices in limited further easing through year-end, keeping implied probabilities for rates falling below 6% relatively low unless inflation data or geopolitical developments shift materially. Key near-term catalysts include the September 10 Freddie Mac release, upcoming FOMC communications, and monthly CPI and employment reports that will shape Treasury market pricing and the mortgage-Treasury spread.