- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.50% (HIGH) by December 31, 2026?76¢76%
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.50% (LOW) by December 31, 2026?34¢34%
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.25% (LOW) by December 31, 2026?37¢37%
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.00% (LOW) by December 31, 2026?8¢8%
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.90% (LOW) by December 31, 2026?3¢3%
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.70% (LOW) by December 31, 2026?<1¢<1%
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.50% (LOW) by December 31, 2026?2¢2%
Mortgage rates have climbed near multi-year highs in 2026, with the 30-year fixed averaging 7.32% as of October 22 after peaking at 7.40% the prior week, reflecting elevated 10-year Treasury yields that reached levels last seen in 2002 before easing modestly. Persistent inflation concerns, higher-for-longer Fed policy expectations, and bond-market volatility have driven the upward trajectory from sub-6.5% levels a year earlier, while Fannie Mae projects a 7.4% average for the final quarter of 2026 and 7.5% in 2027. Traders monitor upcoming FOMC communications, CPI releases, and labor data for signals on rate-cut timing that could pressure yields lower and influence whether the benchmark crosses key thresholds before year-end.
Rules
This market will resolve to "Yes" if, for any week ending after market creation and on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or beyond (equal to or above for ↑ HIGH rates, equal to or below for ↓ LOW rates) the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No". The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms. This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time. Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.