- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.00% (HIGH) by December 31, 2026?48¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.90% (LOW) by December 31, 2026?13¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.70% (LOW) by December 31, 2026?7¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.75% (HIGH) by December 31, 2026?83¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 5.50% (LOW) by December 31, 2026?4¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.50% (LOW) by December 31, 2026?57¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.25% (LOW) by December 31, 2026?26¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 6.00% (LOW) by December 31, 2026?18¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.50% (HIGH) by December 31, 2026?11¢
- Will the U.S. 30-year Fixed-Rate Mortgage hit 7.25% (HIGH) by December 31, 2026?27¢
This market will resolve to "Yes" if, for any week ending on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or above the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No." The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms. This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or greater than the listed price, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time. Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
Mortgage rates, which track the 10-year Treasury yield plus a spread reflecting lender costs and risk, have hovered near 6.7% in early September 2026 after climbing from sub-6% levels earlier in the year. Persistent core inflation above the Fed’s 2% target, elevated energy prices tied to Middle East tensions, and a federal funds rate held at 3.5-3.75% have kept long-term yields firm around 4.6-4.7%. Recent Freddie Mac data show the 30-year fixed averaging 6.71% as of September 3, with futures markets pricing limited near-term relief absent cooler inflation prints or labor-market softening. Upcoming FOMC decisions and monthly CPI releases will shape whether rates test lower thresholds or remain anchored higher through year-end.