- 美國30年期固定利率房貸到2026年12月31日會達到7.00%（高）嗎？48¢
- 到2026年12月31日，美國30年期固定利率房貸會降至5.90%（低點）嗎？13¢
- 美國30年期固定利率抵押貸款利率是否會在2026年12月31日之前降至5.70%（低點）？7¢
- 到2026年12月31日，美國30年期固定利率抵押貸款利率會達到6.75%（高）嗎？83¢
- 到2026年12月31日，美國30年期固定利率房貸會跌至5.50%（低）嗎？4¢
- 到2026年12月31日，美國30年期固定利率按揭將降至6.50%（低）嗎？57¢
- 到2026年12月31日，美國30年期固定利率房貸會降至6.25%（低）嗎？26¢
- 美國30年期固定抵押貸款利率會在2026年12月31日之前跌至6.00%（低）嗎？18¢
- 到2026年12月31日，美國30年期固定利率抵押貸款利率會達到7.50%（高）嗎？11¢
- 美國30年期固定利率房貸在2026年12月31日前是否會達到7.25%（高）？27¢
This market will resolve to "Yes" if, for any week ending on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or above the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No." The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms. This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or greater than the listed price, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time. Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
Mortgage rates, which track the 10-year Treasury yield plus a spread reflecting lender costs and risk, have hovered near 6.7% in early September 2026 after climbing from sub-6% levels earlier in the year. Persistent core inflation above the Fed’s 2% target, elevated energy prices tied to Middle East tensions, and a federal funds rate held at 3.5-3.75% have kept long-term yields firm around 4.6-4.7%. Recent Freddie Mac data show the 30-year fixed averaging 6.71% as of September 3, with futures markets pricing limited near-term relief absent cooler inflation prints or labor-market softening. Upcoming FOMC decisions and monthly CPI releases will shape whether rates test lower thresholds or remain anchored higher through year-end.