- May bangko ba sa US na mababangkarote pagsapit ng Disyembre 31, 2026?85¢
US bank failure by December 31, 2026? With six FDIC-insured institutions already closed in 2026—totaling roughly $1.45 billion in assets, led by Nano Banc’s $736 million September failure—the market’s 55% implied probability for “No” reflects the banking sector’s overall resilience despite elevated small-bank stress. The FDIC’s problem-bank list rose to 52 institutions (1.1% of supervised banks) with $66.3 billion in assets, driven by commercial real estate delinquencies and higher-for-longer rates, yet this remains well below historical crisis levels. Large banks passed the 2026 DFAST stress tests with only a 1.6 percentage point aggregate CET1 decline to 11.2%, enabling increased capital returns, while industry net income reached $90.1 billion in Q2 and capital/liquidity metrics stayed strong. With just 2.5 months left and failures occurring at irregular intervals, traders price limited near-term resolution risk absent a sharp deterioration in CRE or liquidity conditions.
Mga panuntunan
Maresolba ang market na ito bilang “Oo” kung mabigo ang anumang bangko sa US sa pagitan ng paglikha sa market na ito at ng nakatalang petsa, 11:59 PM ET (ayon sa “Failed Bank List” ng FDIC). Kung hindi, maresolba ang market na ito bilang “Hindi”. Para maresolba ang market na ito bilang “Oo”, dapat na pasok sa panahong tinukoy sa itaas para sa market na ito ang petsa ng pagsasara ng bangko ayon sa tala ng FDIC. Kung may posibleng pagkabigo ng bangko sa loob ng panahon ng market na ito at hindi pa na-update ang “Failed Bank List” ng FDIC, maaaring manatiling bukas ang market na ito upang mabigyan ng pagkakataong ma-update ang listahan. Ang pangunahing mapagkukunan para sa resolusyon ng market na ito ay ang Federal Deposit Insurance Corporation (FDIC), partikular ang “Failed Bank List” na makikita rito: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; gayunman, sapat din ang iba pang opisyal na pahayag mula sa FDIC at mga entidad ng pamahalaan.
Awtomatikong salin. Kapag may alitan, ang orihinal ang masusunod.